{
  "name": "Licensed life settlement providers in the United States, 2026",
  "description": "The 22 life settlement providers named on the current ELSA Life Settlement Licence Matrix, cross-checked against the New Jersey and California state provider lists. About 30 companies hold the license nationwide; of the eight not shown, five hold a single state license and three asked to be left off the published matrix (ELSA, data as of 2026-08-01).",
  "publisher": "Citizens Life Group",
  "publisherUrl": "https://www.citizenslifegroup.com",
  "page": "https://www.citizenslifegroup.com/blog/companies-that-buy-life-insurance-policies/",
  "checked": "2026-08-29",
  "license": "CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Free to reuse with attribution to Citizens Life Group and the underlying sources.",
  "sources": {
    "newJersey": "https://www.nj.gov/dobi/division_insurance/viatsettlelist.html",
    "california": "https://www.insurance.ca.gov/01-consumers/120-company/11-lifesttlmnt/ls-providers.cfm",
    "elsa": "https://elsa-sls.org/elsa-publishes-latest-life-settlement-licence-matrix-2026-fact-sheet/"
  },
  "providers": [
    {
      "name": "Abacus Settlements, LLC",
      "headquarters": "Orlando, FL",
      "alsoAdvertisesAs": [
        "Abacus Life"
      ],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Abbistar, LLC",
      "headquarters": "",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Apex Settlement Group, LLC",
      "headquarters": "Suffern, NY",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Berkshire Settlements, Inc.",
      "headquarters": "Atlanta, GA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "CCA Life Settlements LLC",
      "headquarters": "Sewickley, PA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29) (licensed there as CCA Settlements, LLC)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01) (combined entry with SLG Life Settlements, LLC)"
      ]
    },
    {
      "name": "Coventry First LLC",
      "headquarters": "Fort Washington, PA",
      "alsoAdvertisesAs": [
        "Coventry Direct"
      ],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Eagil Life Settlements, LLC",
      "headquarters": "Woodcliff Lake, NJ",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Encore Life Settlements LLC",
      "headquarters": "South Dakota (domicile)",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "FairMarket Life Settlements Corp.",
      "headquarters": "St. Louis Park, MN",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Habersham Funding, LLC",
      "headquarters": "Atlanta, GA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Life Capital Group, Inc.",
      "headquarters": "La Jolla, CA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Life Equity LLC",
      "headquarters": "Hudson, OH",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "LifeRoc Capital, LLC",
      "headquarters": "Los Angeles, CA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "LifeTrust, LLC",
      "headquarters": "New York, NY",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Lighthouse Life Solutions, LLC",
      "headquarters": "Conshohocken, PA",
      "alsoAdvertisesAs": [
        "Lighthouse Life Direct",
        "Harbor Life Settlements (websites and other assets acquired July 2024)"
      ],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Magna Life Settlements, Inc.",
      "headquarters": "Austin, TX",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Maple Life Financial, LLC",
      "headquarters": "Bethesda, MD",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Montage Financial Group, Inc.",
      "headquarters": "San Juan Capistrano, CA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Q Capital Strategies, LLC",
      "headquarters": "New York, NY",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01) (combined entry with affiliate Life Settlement Solutions LLC)"
      ]
    },
    {
      "name": "Spiritus Life, Inc.",
      "headquarters": "Dallas, TX",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "The Settlement Group, Inc.",
      "headquarters": "St. Marys, GA",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "New Jersey Department of Banking and Insurance list (as of 2024-08-28)",
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    },
    {
      "name": "Vespera Life, LLC",
      "headquarters": "Pompano Beach, FL",
      "alsoAdvertisesAs": [],
      "listedBy": [
        "California Department of Insurance list (undated; retrieved 2026-08-29)",
        "ELSA Life Settlement Licence Matrix (data as of 2026-08-01)"
      ]
    }
  ]
}