Plain-language guides on life settlements for seniors and their families: what policies sell for, who the buyers are, and how the process protects you.https://www.citizenslifegroup.com/en-ushttps://www.citizenslifegroup.com/blog/best-life-settlement-companies/https://www.citizenslifegroup.com/blog/best-life-settlement-companies/For most sellers, the best life settlement company is a licensed broker who makes buyers compete. Compare named brokers, buyers, and lead generators.Wed, 18 Mar 2026 00:00:00 GMTLife Settlementshttps://www.citizenslifegroup.com/blog/companies-that-buy-life-insurance-policies/https://www.citizenslifegroup.com/blog/companies-that-buy-life-insurance-policies/The 22 licensed companies that buy life insurance policies in 2026, listed by name and source, plus how to check any buyer's license in your state.Sat, 29 Aug 2026 00:00:00 GMTLife Settlementshttps://www.citizenslifegroup.com/blog/average-life-settlement-offer/https://www.citizenslifegroup.com/blog/average-life-settlement-offer/The average life settlement offer is about 20 percent of a policy's face value, but your number can move a lot. Here's how to know what fair looks like.Wed, 20 May 2026 00:00:00 GMTLife Settlementshttps://www.citizenslifegroup.com/blog/universal-life-premiums-going-up/https://www.citizenslifegroup.com/blog/universal-life-premiums-going-up/Universal life premiums rise because cost of insurance charges climb with age while interest crediting lags the original projections. Six options, compared.Wed, 22 Apr 2026 00:00:00 GMTLife Insurancehttps://www.citizenslifegroup.com/blog/life-insurance-policy-matures-age-100/https://www.citizenslifegroup.com/blog/life-insurance-policy-matures-age-100/A policy that matures pays the owner, not the beneficiary, and the amount is not always the face. What whole life and universal life each pay at 100.Wed, 19 Aug 2026 00:00:00 GMTLife Insurancehttps://www.citizenslifegroup.com/blog/second-to-die-life-insurance-when-one-spouse-dies/https://www.citizenslifegroup.com/blog/second-to-die-life-insurance-when-one-spouse-dies/When one spouse dies, a second-to-die policy pays nothing and the premium usually does not fall. What changes inside the contract, and your four options.Sun, 02 Aug 2026 00:00:00 GMTLife Insurancehttps://www.citizenslifegroup.com/blog/terminate-irrevocable-life-insurance-trust/https://www.citizenslifegroup.com/blog/terminate-irrevocable-life-insurance-trust/Yes, you can usually terminate an irrevocable life insurance trust. The six ways to unwind an ILIT, the taxes on each, and the step trustees take first.Mon, 20 Jul 2026 00:00:00 GMTEstate Planninghttps://www.citizenslifegroup.com/blog/life-settlement-vs-viatical-settlement/https://www.citizenslifegroup.com/blog/life-settlement-vs-viatical-settlement/A viatical settlement is for people who are terminally ill and is usually tax free. A life settlement is for healthy seniors. Compare payouts, taxes, and who qualifies.Wed, 10 Dec 2025 00:00:00 GMTLife Settlementshttps://www.citizenslifegroup.com/blog/sell-million-dollar-life-insurance-policy/https://www.citizenslifegroup.com/blog/sell-million-dollar-life-insurance-policy/A $1 million life insurance policy often sells for $100,000 to $250,000 in a life settlement. What policies from $1 million to $10 million are worth, and why.Tue, 07 Jul 2026 00:00:00 GMTLife Settlementshttps://www.citizenslifegroup.com/blog/life-settlement-vs-surrendering-policy/https://www.citizenslifegroup.com/blog/life-settlement-vs-surrendering-policy/Compare life settlements and policy surrenders side by side. Learn why selling your policy on the open market almost always pays more than surrendering it.Tue, 14 Apr 2026 00:00:00 GMTLife Settlements