Resources
Life Settlement Education & Resources
Plain-language articles to help seniors and their families understand life settlements, retirement financial planning, and how to make the most of your life insurance policy.
Can You Sell a Premium-Financed Life Insurance Policy?
Learn how selling a premium-financed life insurance policy affects your loan, pledged assets, and the amount you receive. See what to check before deciding.
Read article →Are Viatical Settlements Taxable?
Learn when viatical settlements are federally tax-free, how terminal and chronic illness rules differ, and what Form 1099-LTC means for tax reporting.
Read →Accelerated Death Benefit or Viatical Settlement? What Each One Actually Pays
Compare an accelerated death benefit with a viatical settlement: cash now, coverage left for family, taxes, benefits, and what to ask before deciding.
Read →Can You Cancel a Life Settlement After You Sign?
Yes, for a short time. Regulated states give sellers a rescission period, most often 15 days. How the clock starts, how to cancel, what you must return.
Read →Companies That Buy Life Insurance Policies (2026)
Licensed life settlement providers: companies that buy existing life insurance policies, listed by name and source, with steps to check a buyer's license.
Read →What Happens When a Life Insurance Policy Matures at Age 100
A policy that matures pays the owner, not the beneficiary, and the amount is not always the face. What whole life and universal life each pay at 100.
Read →Second-to-Die Policy: What Happens When One Spouse Dies
When one spouse dies, a second-to-die policy pays nothing and the premium usually does not fall. What changes inside the contract, and your four options.
Read →How to Terminate an Irrevocable Life Insurance Trust (ILIT)
Yes, you can usually terminate an irrevocable life insurance trust. The six ways to unwind an ILIT, the taxes on each, and the step trustees take first.
Read →Selling a $1 Million Life Insurance Policy: What It's Worth
A $1 million life insurance policy often sells for $100,000 to $250,000 in a life settlement. What policies from $1 million to $10 million are worth, and why.
Read →Average Life Settlement Offer: How to Get More
The average life settlement offer is about 20 percent of a policy's face value, but your number can move a lot. Here's how to know what fair looks like.
Read →Universal Life Premiums Going Up? 6 Options
Universal life premiums rise because cost of insurance charges climb with age while interest crediting lags the original projections. Six options, compared.
Read →Life Settlement vs. Surrender: Which Pays More?
Compare life settlements and policy surrenders side by side. Learn why selling your policy on the open market almost always pays more than surrendering it.
Read →Best Life Settlement Companies (2026)
For most sellers, the best life settlement company is a licensed broker who makes buyers compete. Compare named brokers, buyers, and lead generators.
Read →Life Settlement vs. Viatical Settlement: 6 Key Differences
A viatical settlement is for people who are terminally ill and is usually tax free. A life settlement is for healthy seniors. Compare payouts, taxes, and who qualifies.
Read →Find Out What Your Policy Is Worth
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