Resources
Life Settlement Education & Resources
Plain-language articles to help seniors and their families understand life settlements, retirement financial planning, and how to make the most of your life insurance policy.
Average Life Settlement Offer: How to Get More
The average life settlement offer is about 20 percent of a policy's face value, but your number can move a lot. Here's how to know what fair looks like.
Read article →Universal Life Premiums Going Up? 6 Options
Why universal life premiums rise sharply in retirement, what major class action settlements have revealed, and six real options for seniors facing an increase.
Read →Life Settlement vs. Surrender: Which Pays More?
Compare life settlements and policy surrenders side by side. Learn why selling your policy on the open market almost always pays more than surrendering it.
Read →Cash Surrender Value vs. Selling Your Policy
What is cash surrender value? Learn how it's calculated, why insurers lowball you, and how selling your life insurance policy can pay significantly more.
Read →Best Life Settlement Companies (2026)
Compare life settlement buyers, brokers, and lead generators, see how each is paid, and how to choose a licensed fiduciary broker who represents you.
Read →Life Settlement vs. Viatical Settlement
Understand the key differences between life settlements and viatical settlements: who qualifies for each, how taxes differ, and what payouts to expect.
Read →Can't Afford Life Insurance Premiums? 5 Options
Can't afford life insurance premiums? Compare 5 options, from reduced paid-up insurance to life settlements, with a real $300K policy example.
Read →Ready to Find Out What Your Policy Is Worth?
Free estimate, no obligation, no pressure.